Buying a home is one of the biggest financial decisions you’ll ever make, and a home inspection is a critical step in ensuring you’re making a sound investment. However, home inspection reports can be overwhelming, filled with technical jargon and pages of details. Understanding how to decode the report will help you make informed decisions and avoid costly surprises down the road. 

In this guide, we’ll break down the key sections of a home inspection report and highlight the most important factors to focus on. 

 

What Is a Home Inspection Report? 

A home inspection report is a document provided by a licensed home inspector after a thorough evaluation of a property’s condition. The report details the home’s structure, systems, and components, identifying any issues that could affect safety, functionality, or long-term value. 

While some findings are minor, others could be deal-breakers. That’s why it’s essential to know how to interpret the report effectively. 

 

Key Sections of a Home Inspection Report 

General Information 

Includes the property address, inspector’s details, date of the inspection, and a summary of findings. 

Summary of Major Concerns 

A high-level overview of significant defects, safety hazards, or major repairs needed. 

Exterior 

Evaluates the roof, siding, windows, doors, foundation, and drainage. 

Interior 

Covers walls, ceilings, floors, doors, and windows. 

Structural Components 

Examines the foundation, framing, and structural integrity of the home. 

Roofing System 

Checks for leaks, damage, or signs of wear on the roof and gutters. 

Plumbing System 

Assesses water supply, drainage, pipes, and fixtures. 

Electrical System 

Reviews wiring, panels, outlets, and potential fire hazards. 

HVAC System 

Evaluates the heating and cooling systems for efficiency and safety. 

Appliances 

Inspects installed appliances to ensure they are operational. 

 

Top 10 Red Flags to Watch For 

While every home will have some issues, certain red flags should never be ignored: 

Foundation Cracks & Structural Issues 

Large cracks or signs of shifting foundation can indicate costly repairs. 

Roof Damage or Leaks 

Missing shingles, sagging areas, or water stains may signal an aging or compromised roof. 

Electrical Panel Problems 

Outdated or faulty wiring, overloaded circuits, or double-tapped breakers pose safety risks. 

Plumbing Leaks or Poor Water Pressure 

Water stains, corrosion, or slow drainage can hint at hidden plumbing issues. 

Mold or Water Damage 

Musty odors, discoloration, or excessive moisture in basements or attics should raise concerns. 

Pest Infestations 

Termite damage or rodent infestations can weaken structural components. 

HVAC System Deficiencies 

Aged or poorly maintained heating and cooling systems can lead to high energy bills and future breakdowns. 

Drainage or Grading Issues 

Poorly sloped landscaping or standing water near the foundation can cause basement flooding. 

Window & Door Problems 

Drafty, sticking, or damaged windows and doors can indicate settlement issues. 

Asbestos, Lead Paint, or Radon 

Older homes may contain hazardous materials that require professional remediation. 

 

How to Use Your Home Inspection Report 

Discuss Concerns with Your Inspector 

If any part of the report is unclear, ask your inspector for clarification. 

Prioritize Repairs 

Focus on major safety and structural concerns first. 

Negotiate with the Seller 

Use the report to request repairs, price reductions, or seller concessions. 

Plan for Future Maintenance 

Some issues may not require immediate attention but should be monitored over time. 

 

Final Thoughts 

Understanding your home inspection report empowers you to make informed decisions and avoid costly surprises. If you’re unsure about any findings, consult with your real estate agent or a specialist for further evaluation. 

At Kelly Inspection Company, we provide detailed, easy-to-understand inspection reports to help homebuyers navigate their purchase with confidence. Contact us today to schedule your home inspection! 

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